Sedalia, MO home prices
Typical home $197,661 · +2.0% in a year · income needed $55,300
The Sedalia, MO metro area ranks 648 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed +2.0% in a year and +37.0% over five years. With 20% down at 7.11%, the typical home costs about $1,290 a month including 0.78% property tax (Pettis County rate).
Mortgage on the typical Sedalia home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $39,532 | $158,129 | $1,064 | $0 | $227 | $1,290 | $55,300 |
| 10% down | $19,766 | $177,895 | $1,197 | $74 | $227 | $1,497 | $64,200 |
| 5% down | $9,883 | $187,778 | $1,263 | $78 | $227 | $1,568 | $67,200 |
| 3.5% down (FHA) | $6,918 | $194,081 | $1,306 | $87 | $227 | $1,620 | $69,400 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.78% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Sedalia area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Pettis County, MO | $197,598 | +2.0% | 0.78% |
What can you afford in Missouri on your salary? · Missouri home prices · Salaries in Missouri
Frequently asked questions
How much is a house in Sedalia?
The typical home in the Sedalia, MO metro area is worth $197,661 (Zillow, September 2026).
What salary do you need to buy a house in Sedalia?
About $55,300 a year for the typical home with 20% down at 7.11%.