Rome, GA home prices
Typical home $232,906 · +1.5% in a year · income needed $65,800
The Rome, GA metro area ranks 511 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed +1.5% in a year and +27.2% over five years. With 20% down at 7.11%, the typical home costs about $1,534 a month including 0.85% property tax (Floyd County rate).
Mortgage on the typical Rome home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $46,581 | $186,325 | $1,253 | $0 | $281 | $1,534 | $65,800 |
| 10% down | $23,291 | $209,615 | $1,410 | $87 | $281 | $1,778 | $76,200 |
| 5% down | $11,645 | $221,261 | $1,488 | $92 | $281 | $1,862 | $79,800 |
| 3.5% down (FHA) | $8,152 | $228,687 | $1,538 | $103 | $281 | $1,922 | $82,400 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.85% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Rome area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Floyd County, GA | $232,904 | +1.5% | 0.85% |
What can you afford in Georgia on your salary? · Georgia home prices · Salaries in Georgia
Frequently asked questions
How much is a house in Rome?
The typical home in the Rome, GA metro area is worth $232,906 (Zillow, September 2026).
What salary do you need to buy a house in Rome?
About $65,800 a year for the typical home with 20% down at 7.11%.