Rockingham, NC home prices
Typical home $128,708 · +1.8% in a year · income needed $36,500
The Rockingham, NC metro area ranks 849 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed +1.8% in a year and +20.8% over five years. With 20% down at 7.11%, the typical home costs about $853 a month including 0.89% property tax (Richmond County rate).
Mortgage on the typical Rockingham home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $25,742 | $102,966 | $693 | $0 | $160 | $853 | $36,500 |
| 10% down | $12,871 | $115,837 | $779 | $48 | $160 | $987 | $42,300 |
| 5% down | $6,435 | $122,273 | $823 | $51 | $160 | $1,033 | $44,300 |
| 3.5% down (FHA) | $4,505 | $126,377 | $850 | $57 | $160 | $1,067 | $45,700 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.89% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Rockingham area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Richmond County, NC | $128,738 | +1.8% | 0.89% |
What can you afford in North Carolina on your salary? · North Carolina home prices · Salaries in North Carolina
Frequently asked questions
How much is a house in Rockingham?
The typical home in the Rockingham, NC metro area is worth $128,708 (Zillow, September 2026).
What salary do you need to buy a house in Rockingham?
About $36,500 a year for the typical home with 20% down at 7.11%.