Riverside, CA home prices
Typical home $580,321 · +0.6% in a year · income needed $162,500
The Riverside, CA metro area ranks 44 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed +0.6% in a year and +16.7% over five years. With 20% down at 7.11%, the typical home costs about $3,791 a month including 0.78% property tax (Riverside County rate).
Mortgage on the typical Riverside home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $116,064 | $464,257 | $3,123 | $0 | $667 | $3,791 | $162,500 |
| 10% down | $58,032 | $522,289 | $3,513 | $218 | $667 | $4,399 | $188,500 |
| 5% down | $29,016 | $551,305 | $3,709 | $230 | $667 | $4,606 | $197,400 |
| 3.5% down (FHA) | $20,311 | $569,810 | $3,833 | $257 | $667 | $4,757 | $203,900 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.78% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Riverside area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Riverside County, CA | $602,790 | +0.4% | 0.78% |
| San Bernardino County, CA | $548,565 | +0.9% | 0.7% |
What can you afford in California on your salary? · California home prices · Salaries in California
Frequently asked questions
How much is a house in Riverside?
The typical home in the Riverside, CA metro area is worth $580,321 (Zillow, September 2026).
What salary do you need to buy a house in Riverside?
About $162,500 a year for the typical home with 20% down at 7.11%.