Redding, CA home prices
Typical home $367,694 · +0.0% in a year · income needed $101,800
The Redding, CA metro area ranks 196 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed +0.0% in a year and +4.9% over five years. With 20% down at 7.11%, the typical home costs about $2,375 a month including 0.69% property tax (Shasta County rate).
Mortgage on the typical Redding home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $73,539 | $294,155 | $1,979 | $0 | $396 | $2,375 | $101,800 |
| 10% down | $36,769 | $330,924 | $2,226 | $138 | $396 | $2,760 | $118,300 |
| 5% down | $18,385 | $349,309 | $2,350 | $146 | $396 | $2,892 | $123,900 |
| 3.5% down (FHA) | $12,869 | $361,034 | $2,429 | $163 | $396 | $2,988 | $128,000 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.69% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Redding area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Shasta County, CA | $367,699 | +0.0% | 0.69% |
What can you afford in California on your salary? · California home prices · Salaries in California
Frequently asked questions
How much is a house in Redding?
The typical home in the Redding, CA metro area is worth $367,694 (Zillow, September 2026).
What salary do you need to buy a house in Redding?
About $101,800 a year for the typical home with 20% down at 7.11%.