Red Bluff, CA home prices
Typical home $315,106 · +3.1% in a year · income needed $86,400
The Red Bluff, CA metro area ranks 289 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed +3.1% in a year and +3.9% over five years. With 20% down at 7.11%, the typical home costs about $2,017 a month including 0.62% property tax (Tehama County rate).
Mortgage on the typical Red Bluff home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $63,021 | $252,085 | $1,696 | $0 | $321 | $2,017 | $86,400 |
| 10% down | $31,511 | $283,596 | $1,908 | $118 | $321 | $2,347 | $100,600 |
| 5% down | $15,755 | $299,351 | $2,014 | $125 | $321 | $2,460 | $105,400 |
| 3.5% down (FHA) | $11,029 | $309,399 | $2,081 | $139 | $321 | $2,542 | $108,900 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.62% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Red Bluff area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Tehama County, CA | $315,084 | +3.1% | 0.62% |
What can you afford in California on your salary? · California home prices · Salaries in California
Frequently asked questions
How much is a house in Red Bluff?
The typical home in the Red Bluff, CA metro area is worth $315,106 (Zillow, September 2026).
What salary do you need to buy a house in Red Bluff?
About $86,400 a year for the typical home with 20% down at 7.11%.