Prineville, OR home prices
Typical home $471,510 · +0.9% in a year · income needed $129,600
The Prineville, OR metro area ranks 90 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed +0.9% in a year and +9.6% over five years. With 20% down at 7.11%, the typical home costs about $3,023 a month including 0.64% property tax (Crook County rate).
Mortgage on the typical Prineville home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $94,302 | $377,208 | $2,538 | $0 | $486 | $3,023 | $129,600 |
| 10% down | $47,151 | $424,359 | $2,855 | $177 | $486 | $3,517 | $150,700 |
| 5% down | $23,576 | $447,935 | $3,013 | $187 | $486 | $3,686 | $158,000 |
| 3.5% down (FHA) | $16,503 | $462,970 | $3,114 | $209 | $486 | $3,809 | $163,200 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.64% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Prineville area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Crook County, OR | $471,570 | +0.9% | 0.64% |
What can you afford in Oregon on your salary? · Oregon home prices · Salaries in Oregon
Frequently asked questions
How much is a house in Prineville?
The typical home in the Prineville, OR metro area is worth $471,510 (Zillow, September 2026).
What salary do you need to buy a house in Prineville?
About $129,600 a year for the typical home with 20% down at 7.11%.