Pottsville, PA home prices
Typical home $179,837 · +4.2% in a year · income needed $54,300
The Pottsville, PA metro area ranks 720 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed +4.2% in a year and +37.0% over five years. With 20% down at 7.11%, the typical home costs about $1,267 a month including 1.4% property tax (Schuylkill County rate).
Mortgage on the typical Pottsville home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $35,967 | $143,869 | $968 | $0 | $300 | $1,267 | $54,300 |
| 10% down | $17,984 | $161,853 | $1,089 | $67 | $300 | $1,456 | $62,400 |
| 5% down | $8,992 | $170,845 | $1,149 | $71 | $300 | $1,520 | $65,100 |
| 3.5% down (FHA) | $6,294 | $176,579 | $1,188 | $80 | $300 | $1,567 | $67,200 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.4% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Pottsville area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Schuylkill County, PA | $179,851 | +4.2% | 1.4% |
What can you afford in Pennsylvania on your salary? · Pennsylvania home prices · Salaries in Pennsylvania
Frequently asked questions
How much is a house in Pottsville?
The typical home in the Pottsville, PA metro area is worth $179,837 (Zillow, September 2026).
What salary do you need to buy a house in Pottsville?
About $54,300 a year for the typical home with 20% down at 7.11%.