Portsmouth, OH home prices
Typical home $144,149 · +4.4% in a year · income needed $41,800
The Portsmouth, OH metro area ranks 823 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed +4.4% in a year and +33.8% over five years. With 20% down at 7.11%, the typical home costs about $975 a month including 1.06% property tax (Scioto County rate).
Mortgage on the typical Portsmouth home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $28,830 | $115,319 | $776 | $0 | $199 | $975 | $41,800 |
| 10% down | $14,415 | $129,734 | $873 | $54 | $199 | $1,126 | $48,300 |
| 5% down | $7,207 | $136,941 | $921 | $57 | $199 | $1,177 | $50,500 |
| 3.5% down (FHA) | $5,045 | $141,538 | $952 | $64 | $199 | $1,215 | $52,100 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.06% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Portsmouth area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Scioto County, OH | $144,147 | +4.4% | 1.06% |
What can you afford in Ohio on your salary? · Ohio home prices · Salaries in Ohio
Frequently asked questions
How much is a house in Portsmouth?
The typical home in the Portsmouth, OH metro area is worth $144,149 (Zillow, September 2026).
What salary do you need to buy a house in Portsmouth?
About $41,800 a year for the typical home with 20% down at 7.11%.