Port Lavaca, TX home prices
Typical home $204,233 · +1.5% in a year · income needed $60,700
The Port Lavaca, TX metro area ranks 619 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed +1.5% in a year and +4.7% over five years. With 20% down at 7.11%, the typical home costs about $1,415 a month including 1.26% property tax (Calhoun County rate).
Mortgage on the typical Port Lavaca home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $40,847 | $163,386 | $1,099 | $0 | $316 | $1,415 | $60,700 |
| 10% down | $20,423 | $183,810 | $1,236 | $77 | $316 | $1,629 | $69,800 |
| 5% down | $10,212 | $194,021 | $1,305 | $81 | $316 | $1,702 | $73,000 |
| 3.5% down (FHA) | $7,148 | $200,534 | $1,349 | $90 | $316 | $1,755 | $75,200 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.26% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Port Lavaca area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Calhoun County, TX | $204,106 | +1.5% | 1.26% |
What can you afford in Texas on your salary? · Texas home prices · Salaries in Texas
Frequently asked questions
How much is a house in Port Lavaca?
The typical home in the Port Lavaca, TX metro area is worth $204,233 (Zillow, September 2026).
What salary do you need to buy a house in Port Lavaca?
About $60,700 a year for the typical home with 20% down at 7.11%.