Plainview, TX home prices
Typical home $119,071 · -3.3% in a year · income needed $35,600
The Plainview, TX metro area ranks 866 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed -3.3% in a year and -6.2% over five years. With 20% down at 7.11%, the typical home costs about $830 a month including 1.31% property tax (Hale County rate).
Mortgage on the typical Plainview home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $23,814 | $95,257 | $641 | $0 | $189 | $830 | $35,600 |
| 10% down | $11,907 | $107,164 | $721 | $45 | $189 | $955 | $40,900 |
| 5% down | $5,954 | $113,118 | $761 | $47 | $189 | $998 | $42,800 |
| 3.5% down (FHA) | $4,167 | $116,914 | $786 | $53 | $189 | $1,029 | $44,100 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.31% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Plainview area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Hale County, TX | $119,100 | -3.4% | 1.31% |
What can you afford in Texas on your salary? · Texas home prices · Salaries in Texas
Frequently asked questions
How much is a house in Plainview?
The typical home in the Plainview, TX metro area is worth $119,071 (Zillow, September 2026).
What salary do you need to buy a house in Plainview?
About $35,600 a year for the typical home with 20% down at 7.11%.