Pecos, TX home prices
Typical home $178,453 · +4.9% in a year · income needed $51,800
The Pecos, TX metro area ranks 726 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed +4.9% in a year and -33.0% over five years. With 20% down at 7.11%, the typical home costs about $1,210 a month including 1.08% property tax (Reeves County rate).
Mortgage on the typical Pecos home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $35,691 | $142,763 | $960 | $0 | $249 | $1,210 | $51,800 |
| 10% down | $17,845 | $160,608 | $1,080 | $67 | $249 | $1,397 | $59,900 |
| 5% down | $8,923 | $169,531 | $1,140 | $71 | $249 | $1,460 | $62,600 |
| 3.5% down (FHA) | $6,246 | $175,221 | $1,179 | $79 | $249 | $1,507 | $64,600 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.08% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Pecos area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Reeves County, TX | $178,752 | +5.0% | 1.08% |
What can you afford in Texas on your salary? · Texas home prices · Salaries in Texas
Frequently asked questions
How much is a house in Pecos?
The typical home in the Pecos, TX metro area is worth $178,453 (Zillow, September 2026).
What salary do you need to buy a house in Pecos?
About $51,800 a year for the typical home with 20% down at 7.11%.