Newport, OR home prices
Typical home $470,137 · +0.4% in a year · income needed $132,100
The Newport, OR metro area ranks 91 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed +0.4% in a year and +14.1% over five years. With 20% down at 7.11%, the typical home costs about $3,082 a month including 0.81% property tax (Lincoln County rate).
Mortgage on the typical Newport home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $94,027 | $376,110 | $2,530 | $0 | $552 | $3,082 | $132,100 |
| 10% down | $47,014 | $423,124 | $2,846 | $176 | $552 | $3,575 | $153,200 |
| 5% down | $23,507 | $446,630 | $3,005 | $186 | $552 | $3,742 | $160,400 |
| 3.5% down (FHA) | $16,455 | $461,622 | $3,105 | $208 | $552 | $3,865 | $165,700 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.81% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Newport area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Lincoln County, OR | $470,173 | +0.4% | 0.81% |
What can you afford in Oregon on your salary? · Oregon home prices · Salaries in Oregon
Frequently asked questions
How much is a house in Newport?
The typical home in the Newport, OR metro area is worth $470,137 (Zillow, September 2026).
What salary do you need to buy a house in Newport?
About $132,100 a year for the typical home with 20% down at 7.11%.