Mount Pleasant, MI home prices
Typical home $229,326 · +7.8% in a year · income needed $68,700
The Mount Pleasant, MI metro area ranks 522 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed +7.8% in a year and +20.2% over five years. With 20% down at 7.11%, the typical home costs about $1,604 a month including 1.34% property tax (Isabella County rate).
Mortgage on the typical Mount Pleasant home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $45,865 | $183,461 | $1,234 | $0 | $370 | $1,604 | $68,700 |
| 10% down | $22,933 | $206,393 | $1,388 | $86 | $370 | $1,844 | $79,000 |
| 5% down | $11,466 | $217,860 | $1,466 | $91 | $370 | $1,926 | $82,600 |
| 3.5% down (FHA) | $8,026 | $225,172 | $1,515 | $101 | $370 | $1,986 | $85,100 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.34% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Mount Pleasant area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Isabella County, MI | $229,324 | +7.9% | 1.34% |
What can you afford in Michigan on your salary? · Michigan home prices · Salaries in Michigan
Frequently asked questions
How much is a house in Mount Pleasant?
The typical home in the Mount Pleasant, MI metro area is worth $229,326 (Zillow, September 2026).
What salary do you need to buy a house in Mount Pleasant?
About $68,700 a year for the typical home with 20% down at 7.11%.