Moultrie, GA home prices
Typical home $165,753 · +6.3% in a year · income needed $46,700
The Moultrie, GA metro area ranks 776 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed +6.3% in a year and +19.1% over five years. With 20% down at 7.11%, the typical home costs about $1,090 a month including 0.84% property tax (Colquitt County rate).
Mortgage on the typical Moultrie home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $33,151 | $132,602 | $892 | $0 | $198 | $1,090 | $46,700 |
| 10% down | $16,575 | $149,178 | $1,004 | $62 | $198 | $1,264 | $54,200 |
| 5% down | $8,288 | $157,465 | $1,059 | $66 | $198 | $1,323 | $56,700 |
| 3.5% down (FHA) | $5,801 | $162,751 | $1,095 | $73 | $198 | $1,366 | $58,600 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.84% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Moultrie area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Colquitt County, GA | $165,756 | +6.3% | 0.84% |
What can you afford in Georgia on your salary? · Georgia home prices · Salaries in Georgia
Frequently asked questions
How much is a house in Moultrie?
The typical home in the Moultrie, GA metro area is worth $165,753 (Zillow, September 2026).
What salary do you need to buy a house in Moultrie?
About $46,700 a year for the typical home with 20% down at 7.11%.