Moses Lake, WA home prices
Typical home $355,465 · -0.4% in a year · income needed $99,500
The Moses Lake, WA metro area ranks 216 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed -0.4% in a year and +15.9% over five years. With 20% down at 7.11%, the typical home costs about $2,322 a month including 0.78% property tax (Grant County rate).
Mortgage on the typical Moses Lake home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $71,093 | $284,372 | $1,913 | $0 | $409 | $2,322 | $99,500 |
| 10% down | $35,547 | $319,919 | $2,152 | $133 | $409 | $2,694 | $115,500 |
| 5% down | $17,773 | $337,692 | $2,272 | $141 | $409 | $2,821 | $120,900 |
| 3.5% down (FHA) | $12,441 | $349,027 | $2,348 | $157 | $409 | $2,914 | $124,900 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.78% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Moses Lake area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Grant County, WA | $355,493 | -0.4% | 0.78% |
What can you afford in Washington on your salary? · Washington home prices · Salaries in Washington
Frequently asked questions
How much is a house in Moses Lake?
The typical home in the Moses Lake, WA metro area is worth $355,465 (Zillow, September 2026).
What salary do you need to buy a house in Moses Lake?
About $99,500 a year for the typical home with 20% down at 7.11%.