Mexico, MO home prices
Typical home $190,177 · +8.5% in a year · income needed $53,300
The Mexico, MO metro area ranks 679 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed +8.5% in a year and +39.4% over five years. With 20% down at 7.11%, the typical home costs about $1,244 a month including 0.79% property tax (Audrain County rate).
Mortgage on the typical Mexico home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $38,035 | $152,142 | $1,023 | $0 | $220 | $1,244 | $53,300 |
| 10% down | $19,018 | $171,160 | $1,151 | $71 | $220 | $1,443 | $61,800 |
| 5% down | $9,509 | $180,668 | $1,215 | $75 | $220 | $1,511 | $64,800 |
| 3.5% down (FHA) | $6,656 | $186,733 | $1,256 | $84 | $220 | $1,561 | $66,900 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.79% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Mexico area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Audrain County, MO | $190,175 | +8.5% | 0.79% |
What can you afford in Missouri on your salary? · Missouri home prices · Salaries in Missouri
Frequently asked questions
How much is a house in Mexico?
The typical home in the Mexico, MO metro area is worth $190,177 (Zillow, September 2026).
What salary do you need to buy a house in Mexico?
About $53,300 a year for the typical home with 20% down at 7.11%.