Maysville, KY home prices
Typical home $173,325 · -0.8% in a year · income needed $47,700
The Maysville, KY metro area ranks 746 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed -0.8% in a year and +34.0% over five years. With 20% down at 7.11%, the typical home costs about $1,114 a month including 0.65% property tax (Mason County rate).
Mortgage on the typical Maysville home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $34,665 | $138,660 | $933 | $0 | $181 | $1,114 | $47,700 |
| 10% down | $17,333 | $155,993 | $1,049 | $65 | $181 | $1,295 | $55,500 |
| 5% down | $8,666 | $164,659 | $1,108 | $69 | $181 | $1,357 | $58,200 |
| 3.5% down (FHA) | $6,066 | $170,186 | $1,145 | $77 | $181 | $1,403 | $60,100 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.65% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Maysville area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Mason County, KY | $173,307 | -0.8% | 0.65% |
What can you afford in Kentucky on your salary? · Kentucky home prices · Salaries in Kentucky
Frequently asked questions
How much is a house in Maysville?
The typical home in the Maysville, KY metro area is worth $173,325 (Zillow, September 2026).
What salary do you need to buy a house in Maysville?
About $47,700 a year for the typical home with 20% down at 7.11%.