Lumberton, NC home prices
Typical home $136,519 · +2.3% in a year · income needed $38,600
The Lumberton, NC metro area ranks 840 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed +2.3% in a year and +27.7% over five years. With 20% down at 7.11%, the typical home costs about $902 a month including 0.87% property tax (Robeson County rate).
Mortgage on the typical Lumberton home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $27,304 | $109,215 | $735 | $0 | $167 | $902 | $38,600 |
| 10% down | $13,652 | $122,867 | $827 | $51 | $167 | $1,045 | $44,800 |
| 5% down | $6,826 | $129,693 | $872 | $54 | $167 | $1,093 | $46,900 |
| 3.5% down (FHA) | $4,778 | $134,047 | $902 | $60 | $167 | $1,129 | $48,400 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.87% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Lumberton area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Robeson County, NC | $136,515 | +2.3% | 0.87% |
What can you afford in North Carolina on your salary? · North Carolina home prices · Salaries in North Carolina
Frequently asked questions
How much is a house in Lumberton?
The typical home in the Lumberton, NC metro area is worth $136,519 (Zillow, September 2026).
What salary do you need to buy a house in Lumberton?
About $38,600 a year for the typical home with 20% down at 7.11%.