Lufkin, TX home prices
Typical home $198,755 · -1.2% in a year · income needed $57,800
The Lufkin, TX metro area ranks 644 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed -1.2% in a year and +9.0% over five years. With 20% down at 7.11%, the typical home costs about $1,349 a month including 1.09% property tax (Angelina County rate).
Mortgage on the typical Lufkin home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $39,751 | $159,004 | $1,070 | $0 | $279 | $1,349 | $57,800 |
| 10% down | $19,875 | $178,879 | $1,203 | $75 | $279 | $1,557 | $66,700 |
| 5% down | $9,938 | $188,817 | $1,270 | $79 | $279 | $1,628 | $69,800 |
| 3.5% down (FHA) | $6,956 | $195,155 | $1,313 | $88 | $279 | $1,680 | $72,000 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.09% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Lufkin area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Angelina County, TX | $198,763 | -1.2% | 1.09% |
What can you afford in Texas on your salary? · Texas home prices · Salaries in Texas
Frequently asked questions
How much is a house in Lufkin?
The typical home in the Lufkin, TX metro area is worth $198,755 (Zillow, September 2026).
What salary do you need to buy a house in Lufkin?
About $57,800 a year for the typical home with 20% down at 7.11%.