Los Angeles, CA home prices
Typical home $950,020 · +1.3% in a year · income needed $262,600
The Los Angeles, CA metro area ranks 16 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed +1.3% in a year and +19.2% over five years. With 20% down at 7.11%, the typical home costs about $6,126 a month including 0.68% property tax (Los Angeles County rate).
Mortgage on the typical Los Angeles home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $190,004 | $760,016 | $5,113 | $0 | $1,014 | $6,126 | $262,600 |
| 10% down | $95,002 | $855,018 | $5,752 | $356 | $1,014 | $7,122 | $305,200 |
| 5% down | $47,501 | $902,519 | $6,071 | $376 | $1,014 | $7,461 | $319,800 |
| 3.5% down (FHA) | $33,251 | $932,813 | $6,275 | $420 | $1,014 | $7,709 | $330,400 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.68% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Los Angeles area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Los Angeles County, CA | $871,674 | +0.4% | 0.68% |
| Orange County, CA | $1,174,873 | +3.2% | 0.66% |
What can you afford in California on your salary? · California home prices · Salaries in California
Frequently asked questions
How much is a house in Los Angeles?
The typical home in the Los Angeles, CA metro area is worth $950,020 (Zillow, September 2026).
What salary do you need to buy a house in Los Angeles?
About $262,600 a year for the typical home with 20% down at 7.11%.