Los Alamos, NM home prices
Typical home $579,411 · -0.7% in a year · income needed $157,400
The Los Alamos, NM metro area ranks 45 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed -0.7% in a year and +25.9% over five years. With 20% down at 7.11%, the typical home costs about $3,672 a month including 0.55% property tax (Los Alamos County rate).
Mortgage on the typical Los Alamos home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $115,882 | $463,529 | $3,118 | $0 | $554 | $3,672 | $157,400 |
| 10% down | $57,941 | $521,470 | $3,508 | $217 | $554 | $4,280 | $183,400 |
| 5% down | $28,971 | $550,441 | $3,703 | $229 | $554 | $4,487 | $192,300 |
| 3.5% down (FHA) | $20,279 | $568,916 | $3,827 | $256 | $554 | $4,638 | $198,800 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.55% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Los Alamos area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Los Alamos County, NM | $579,389 | -0.7% | 0.55% |
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Frequently asked questions
How much is a house in Los Alamos?
The typical home in the Los Alamos, NM metro area is worth $579,411 (Zillow, September 2026).
What salary do you need to buy a house in Los Alamos?
About $157,400 a year for the typical home with 20% down at 7.11%.