Lewistown, PA home prices
Typical home $197,449 · +4.9% in a year · income needed $60,000
The Lewistown, PA metro area ranks 650 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed +4.9% in a year and +39.4% over five years. With 20% down at 7.11%, the typical home costs about $1,399 a month including 1.45% property tax (Mifflin County rate).
Mortgage on the typical Lewistown home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $39,490 | $157,959 | $1,063 | $0 | $337 | $1,399 | $60,000 |
| 10% down | $19,745 | $177,704 | $1,195 | $74 | $337 | $1,606 | $68,800 |
| 5% down | $9,872 | $187,576 | $1,262 | $78 | $337 | $1,677 | $71,900 |
| 3.5% down (FHA) | $6,911 | $193,873 | $1,304 | $87 | $337 | $1,728 | $74,100 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.45% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Lewistown area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Mifflin County, PA | $197,401 | +4.8% | 1.45% |
What can you afford in Pennsylvania on your salary? · Pennsylvania home prices · Salaries in Pennsylvania
Frequently asked questions
How much is a house in Lewistown?
The typical home in the Lewistown, PA metro area is worth $197,449 (Zillow, September 2026).
What salary do you need to buy a house in Lewistown?
About $60,000 a year for the typical home with 20% down at 7.11%.