Lewiston, ID home prices
Typical home $373,980 · +2.3% in a year · income needed $104,700
The Lewiston, ID metro area ranks 186 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed +2.3% in a year and +18.9% over five years. With 20% down at 7.11%, the typical home costs about $2,443 a month including 0.78% property tax (Nez Perce County rate).
Mortgage on the typical Lewiston home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $74,796 | $299,184 | $2,013 | $0 | $430 | $2,443 | $104,700 |
| 10% down | $37,398 | $336,582 | $2,264 | $140 | $430 | $2,834 | $121,500 |
| 5% down | $18,699 | $355,281 | $2,390 | $148 | $430 | $2,968 | $127,200 |
| 3.5% down (FHA) | $13,089 | $367,207 | $2,470 | $165 | $430 | $3,066 | $131,400 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.78% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Lewiston area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Nez Perce County, ID | $390,046 | +2.5% | 0.78% |
| Asotin County, WA | $344,892 | +1.9% | 0.72% |
What can you afford in Idaho on your salary? · Idaho home prices · Salaries in Idaho
Frequently asked questions
How much is a house in Lewiston?
The typical home in the Lewiston, ID metro area is worth $373,980 (Zillow, September 2026).
What salary do you need to buy a house in Lewiston?
About $104,700 a year for the typical home with 20% down at 7.11%.