Lawton, OK home prices
Typical home $156,702 · +6.4% in a year · income needed $44,500
The Lawton, OK metro area ranks 799 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed +6.4% in a year and +28.2% over five years. With 20% down at 7.11%, the typical home costs about $1,037 a month including 0.88% property tax (Comanche County rate).
Mortgage on the typical Lawton home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $31,340 | $125,361 | $843 | $0 | $194 | $1,037 | $44,500 |
| 10% down | $15,670 | $141,032 | $949 | $59 | $194 | $1,201 | $51,500 |
| 5% down | $7,835 | $148,867 | $1,001 | $62 | $194 | $1,257 | $53,900 |
| 3.5% down (FHA) | $5,485 | $153,863 | $1,035 | $69 | $194 | $1,298 | $55,600 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.88% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Lawton area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Comanche County, OK | $159,044 | +6.7% | 0.88% |
| Cotton County, OK | $106,672 | +0.6% | 0.74% |
What can you afford in Oklahoma on your salary? · Oklahoma home prices · Salaries in Oklahoma
Frequently asked questions
How much is a house in Lawton?
The typical home in the Lawton, OK metro area is worth $156,702 (Zillow, September 2026).
What salary do you need to buy a house in Lawton?
About $44,500 a year for the typical home with 20% down at 7.11%.