Las Vegas, NV home prices
Typical home $422,654 · -2.6% in a year · income needed $113,700
The Las Vegas, NV metro area ranks 126 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed -2.6% in a year and +14.6% over five years. With 20% down at 7.11%, the typical home costs about $2,654 a month including 0.48% property tax (Clark County rate).
Mortgage on the typical Las Vegas home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $84,531 | $338,123 | $2,275 | $0 | $379 | $2,654 | $113,700 |
| 10% down | $42,265 | $380,388 | $2,559 | $158 | $379 | $3,097 | $132,700 |
| 5% down | $21,133 | $401,521 | $2,701 | $167 | $379 | $3,248 | $139,200 |
| 3.5% down (FHA) | $14,793 | $414,998 | $2,792 | $187 | $379 | $3,358 | $143,900 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.48% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Las Vegas area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Clark County, NV | $422,748 | -2.6% | 0.48% |
What can you afford in Nevada on your salary? · Nevada home prices · Salaries in Nevada
Frequently asked questions
How much is a house in Las Vegas?
The typical home in the Las Vegas, NV metro area is worth $422,654 (Zillow, September 2026).
What salary do you need to buy a house in Las Vegas?
About $113,700 a year for the typical home with 20% down at 7.11%.