Laredo, TX home prices
Typical home $215,255 · +2.0% in a year · income needed $68,100
The Laredo, TX metro area ranks 587 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed +2.0% in a year and +10.4% over five years. With 20% down at 7.11%, the typical home costs about $1,589 a month including 1.8% property tax (Webb County rate).
Mortgage on the typical Laredo home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $43,051 | $172,204 | $1,158 | $0 | $431 | $1,589 | $68,100 |
| 10% down | $21,525 | $193,729 | $1,303 | $81 | $431 | $1,815 | $77,800 |
| 5% down | $10,763 | $204,492 | $1,376 | $85 | $431 | $1,892 | $81,100 |
| 3.5% down (FHA) | $7,534 | $211,356 | $1,422 | $95 | $431 | $1,948 | $83,500 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.8% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Laredo area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Webb County, TX | $215,260 | +2.0% | 1.8% |
What can you afford in Texas on your salary? · Texas home prices · Salaries in Texas
Frequently asked questions
How much is a house in Laredo?
The typical home in the Laredo, TX metro area is worth $215,255 (Zillow, September 2026).
What salary do you need to buy a house in Laredo?
About $68,100 a year for the typical home with 20% down at 7.11%.