Joplin, MO home prices
Typical home $226,654 · +2.6% in a year · income needed $62,900
The Joplin, MO metro area ranks 539 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed +2.6% in a year and +32.7% over five years. With 20% down at 7.11%, the typical home costs about $1,468 a month including 0.72% property tax (Jasper County rate).
Mortgage on the typical Joplin home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $45,331 | $181,324 | $1,220 | $0 | $249 | $1,468 | $62,900 |
| 10% down | $22,665 | $203,989 | $1,372 | $85 | $249 | $1,706 | $73,100 |
| 5% down | $11,333 | $215,322 | $1,448 | $90 | $249 | $1,787 | $76,600 |
| 3.5% down (FHA) | $7,933 | $222,549 | $1,497 | $100 | $249 | $1,846 | $79,100 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.72% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Joplin area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Jasper County, MO | $217,594 | +1.5% | 0.72% |
| Newton County, MO | $244,970 | +4.6% | 0.63% |
What can you afford in Missouri on your salary? · Missouri home prices · Salaries in Missouri
Frequently asked questions
How much is a house in Joplin?
The typical home in the Joplin, MO metro area is worth $226,654 (Zillow, September 2026).
What salary do you need to buy a house in Joplin?
About $62,900 a year for the typical home with 20% down at 7.11%.