Jacksonville, TX home prices
Typical home $233,769 · -1.0% in a year · income needed $68,600
The Jacksonville, TX metro area ranks 508 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed -1.0% in a year and +13.3% over five years. With 20% down at 7.11%, the typical home costs about $1,601 a month including 1.16% property tax (Cherokee County rate).
Mortgage on the typical Jacksonville home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $46,754 | $187,015 | $1,258 | $0 | $343 | $1,601 | $68,600 |
| 10% down | $23,377 | $210,392 | $1,415 | $88 | $343 | $1,846 | $79,100 |
| 5% down | $11,688 | $222,081 | $1,494 | $93 | $343 | $1,929 | $82,700 |
| 3.5% down (FHA) | $8,182 | $229,535 | $1,544 | $103 | $343 | $1,990 | $85,300 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.16% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Jacksonville area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Cherokee County, TX | $233,774 | -1.0% | 1.16% |
What can you afford in Texas on your salary? · Texas home prices · Salaries in Texas
Frequently asked questions
How much is a house in Jacksonville?
The typical home in the Jacksonville, TX metro area is worth $233,769 (Zillow, September 2026).
What salary do you need to buy a house in Jacksonville?
About $68,600 a year for the typical home with 20% down at 7.11%.