Huntington, IN home prices
Typical home $211,744 · +5.0% in a year · income needed $58,700
The Huntington, IN metro area ranks 599 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed +5.0% in a year and +36.1% over five years. With 20% down at 7.11%, the typical home costs about $1,371 a month including 0.71% property tax (Huntington County rate).
Mortgage on the typical Huntington home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $42,349 | $169,396 | $1,140 | $0 | $231 | $1,371 | $58,700 |
| 10% down | $21,174 | $190,570 | $1,282 | $79 | $231 | $1,593 | $68,300 |
| 5% down | $10,587 | $201,157 | $1,353 | $84 | $231 | $1,668 | $71,500 |
| 3.5% down (FHA) | $7,411 | $207,909 | $1,399 | $94 | $231 | $1,723 | $73,900 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.71% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Huntington area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Huntington County, IN | $211,741 | +5.0% | 0.71% |
What can you afford in Indiana on your salary? · Indiana home prices · Salaries in Indiana
Frequently asked questions
How much is a house in Huntington?
The typical home in the Huntington, IN metro area is worth $211,744 (Zillow, September 2026).
What salary do you need to buy a house in Huntington?
About $58,700 a year for the typical home with 20% down at 7.11%.