Homosassa Springs, FL home prices
Typical home $268,692 · -0.8% in a year · income needed $73,300
The Homosassa Springs, FL metro area ranks 396 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed -0.8% in a year and +16.0% over five years. With 20% down at 7.11%, the typical home costs about $1,711 a month including 0.58% property tax (Citrus County rate).
Mortgage on the typical Homosassa Springs home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $53,738 | $214,954 | $1,446 | $0 | $265 | $1,711 | $73,300 |
| 10% down | $26,869 | $241,823 | $1,627 | $101 | $265 | $1,992 | $85,400 |
| 5% down | $13,435 | $255,257 | $1,717 | $106 | $265 | $2,088 | $89,500 |
| 3.5% down (FHA) | $9,404 | $263,825 | $1,775 | $119 | $265 | $2,158 | $92,500 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.58% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Homosassa Springs area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Citrus County, FL | $268,688 | -0.8% | 0.58% |
What can you afford in Florida on your salary? · Florida home prices · Salaries in Florida
Frequently asked questions
How much is a house in Homosassa Springs?
The typical home in the Homosassa Springs, FL metro area is worth $268,692 (Zillow, September 2026).
What salary do you need to buy a house in Homosassa Springs?
About $73,300 a year for the typical home with 20% down at 7.11%.