Hattiesburg, MS home prices
Typical home $213,737 · +4.2% in a year · income needed $60,100
The Hattiesburg, MS metro area ranks 593 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed +4.2% in a year and +19.3% over five years. With 20% down at 7.11%, the typical home costs about $1,401 a month including 0.81% property tax (Forrest County rate).
Mortgage on the typical Hattiesburg home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $42,747 | $170,990 | $1,150 | $0 | $251 | $1,401 | $60,100 |
| 10% down | $21,374 | $192,364 | $1,294 | $80 | $251 | $1,625 | $69,700 |
| 5% down | $10,687 | $203,051 | $1,366 | $85 | $251 | $1,702 | $72,900 |
| 3.5% down (FHA) | $7,481 | $209,866 | $1,412 | $95 | $251 | $1,757 | $75,300 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.81% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Hattiesburg area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Forrest County, MS | $181,503 | +0.7% | 0.81% |
| Lamar County, MS | $265,690 | +3.6% | 0.66% |
| Covington County, MS | $176,068 | +13.5% | 0.59% |
| Perry County, MS | $161,668 | +15.4% | 0.62% |
What can you afford in Mississippi on your salary? · Mississippi home prices · Salaries in Mississippi
Frequently asked questions
How much is a house in Hattiesburg?
The typical home in the Hattiesburg, MS metro area is worth $213,737 (Zillow, September 2026).
What salary do you need to buy a house in Hattiesburg?
About $60,100 a year for the typical home with 20% down at 7.11%.