Hanford, CA home prices
Typical home $363,952 · +3.0% in a year · income needed $101,500
The Hanford, CA metro area ranks 201 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed +3.0% in a year and +22.9% over five years. With 20% down at 7.11%, the typical home costs about $2,367 a month including 0.75% property tax (Kings County rate).
Mortgage on the typical Hanford home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $72,790 | $291,162 | $1,959 | $0 | $409 | $2,367 | $101,500 |
| 10% down | $36,395 | $327,557 | $2,203 | $136 | $409 | $2,749 | $117,800 |
| 5% down | $18,198 | $345,755 | $2,326 | $144 | $409 | $2,879 | $123,400 |
| 3.5% down (FHA) | $12,738 | $357,360 | $2,404 | $161 | $409 | $2,974 | $127,400 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.75% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Hanford area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Kings County, CA | $363,953 | +3.0% | 0.75% |
What can you afford in California on your salary? · California home prices · Salaries in California
Frequently asked questions
How much is a house in Hanford?
The typical home in the Hanford, CA metro area is worth $363,952 (Zillow, September 2026).
What salary do you need to buy a house in Hanford?
About $101,500 a year for the typical home with 20% down at 7.11%.