Greensboro, NC home prices
Typical home $260,556 · +0.8% in a year · income needed $73,500
The Greensboro, NC metro area ranks 419 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed +0.8% in a year and +23.3% over five years. With 20% down at 7.11%, the typical home costs about $1,714 a month including 0.84% property tax (Guilford County rate).
Mortgage on the typical Greensboro home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $52,111 | $208,445 | $1,402 | $0 | $312 | $1,714 | $73,500 |
| 10% down | $26,056 | $234,500 | $1,577 | $98 | $312 | $1,987 | $85,200 |
| 5% down | $13,028 | $247,528 | $1,665 | $103 | $312 | $2,080 | $89,200 |
| 3.5% down (FHA) | $9,119 | $255,837 | $1,721 | $115 | $312 | $2,148 | $92,100 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.84% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Greensboro area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Guilford County, NC | $274,335 | +0.1% | 0.84% |
| Randolph County, NC | $251,780 | +2.6% | 0.67% |
| Rockingham County, NC | $196,825 | +1.3% | 0.75% |
What can you afford in North Carolina on your salary? · North Carolina home prices · Salaries in North Carolina
Frequently asked questions
How much is a house in Greensboro?
The typical home in the Greensboro, NC metro area is worth $260,556 (Zillow, September 2026).
What salary do you need to buy a house in Greensboro?
About $73,500 a year for the typical home with 20% down at 7.11%.