Grants Pass, OR home prices
Typical home $388,435 · -0.1% in a year · income needed $105,100
The Grants Pass, OR metro area ranks 164 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed -0.1% in a year and +2.5% over five years. With 20% down at 7.11%, the typical home costs about $2,452 a month including 0.52% property tax (Josephine County rate).
Mortgage on the typical Grants Pass home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $77,687 | $310,748 | $2,090 | $0 | $361 | $2,452 | $105,100 |
| 10% down | $38,843 | $349,591 | $2,352 | $146 | $361 | $2,859 | $122,500 |
| 5% down | $19,422 | $369,013 | $2,482 | $154 | $361 | $2,997 | $128,500 |
| 3.5% down (FHA) | $13,595 | $381,399 | $2,566 | $172 | $361 | $3,099 | $132,800 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.52% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Grants Pass area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Josephine County, OR | $388,433 | -0.1% | 0.52% |
What can you afford in Oregon on your salary? · Oregon home prices · Salaries in Oregon
Frequently asked questions
How much is a house in Grants Pass?
The typical home in the Grants Pass, OR metro area is worth $388,435 (Zillow, September 2026).
What salary do you need to buy a house in Grants Pass?
About $105,100 a year for the typical home with 20% down at 7.11%.