Gettysburg, PA home prices
Typical home $331,648 · +3.0% in a year · income needed $99,300
The Gettysburg, PA metro area ranks 256 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed +3.0% in a year and +26.7% over five years. With 20% down at 7.11%, the typical home costs about $2,317 a month including 1.33% property tax (Adams County rate).
Mortgage on the typical Gettysburg home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $66,330 | $265,318 | $1,785 | $0 | $532 | $2,317 | $99,300 |
| 10% down | $33,165 | $298,483 | $2,008 | $124 | $532 | $2,665 | $114,200 |
| 5% down | $16,582 | $315,065 | $2,119 | $131 | $532 | $2,783 | $119,300 |
| 3.5% down (FHA) | $11,608 | $325,641 | $2,191 | $147 | $532 | $2,870 | $123,000 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.33% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Gettysburg area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Adams County, PA | $331,644 | +3.0% | 1.33% |
What can you afford in Pennsylvania on your salary? · Pennsylvania home prices · Salaries in Pennsylvania
Frequently asked questions
How much is a house in Gettysburg?
The typical home in the Gettysburg, PA metro area is worth $331,648 (Zillow, September 2026).
What salary do you need to buy a house in Gettysburg?
About $99,300 a year for the typical home with 20% down at 7.11%.