Fremont, OH home prices
Typical home $188,420 · +4.2% in a year · income needed $54,400
The Fremont, OH metro area ranks 687 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed +4.2% in a year and +32.3% over five years. With 20% down at 7.11%, the typical home costs about $1,270 a month including 1.03% property tax (Sandusky County rate).
Mortgage on the typical Fremont home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $37,684 | $150,736 | $1,014 | $0 | $256 | $1,270 | $54,400 |
| 10% down | $18,842 | $169,578 | $1,141 | $71 | $256 | $1,468 | $62,900 |
| 5% down | $9,421 | $178,999 | $1,204 | $75 | $256 | $1,535 | $65,800 |
| 3.5% down (FHA) | $6,595 | $185,007 | $1,245 | $83 | $256 | $1,584 | $67,900 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.03% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Fremont area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Sandusky County, OH | $188,459 | +4.2% | 1.03% |
What can you afford in Ohio on your salary? · Ohio home prices · Salaries in Ohio
Frequently asked questions
How much is a house in Fremont?
The typical home in the Fremont, OH metro area is worth $188,420 (Zillow, September 2026).
What salary do you need to buy a house in Fremont?
About $54,400 a year for the typical home with 20% down at 7.11%.