Flint, MI home prices
Typical home $195,732 · +4.1% in a year · income needed $58,900
The Flint, MI metro area ranks 656 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed +4.1% in a year and +26.2% over five years. With 20% down at 7.11%, the typical home costs about $1,374 a month including 1.36% property tax (Genesee County rate).
Mortgage on the typical Flint home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $39,146 | $156,586 | $1,053 | $0 | $320 | $1,374 | $58,900 |
| 10% down | $19,573 | $176,159 | $1,185 | $73 | $320 | $1,579 | $67,700 |
| 5% down | $9,787 | $185,946 | $1,251 | $77 | $320 | $1,649 | $70,700 |
| 3.5% down (FHA) | $6,851 | $192,187 | $1,293 | $87 | $320 | $1,700 | $72,800 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.36% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Flint area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Genesee County, MI | $195,727 | +4.1% | 1.36% |
What can you afford in Michigan on your salary? · Michigan home prices · Salaries in Michigan
Frequently asked questions
How much is a house in Flint?
The typical home in the Flint, MI metro area is worth $195,732 (Zillow, September 2026).
What salary do you need to buy a house in Flint?
About $58,900 a year for the typical home with 20% down at 7.11%.