Fitzgerald, GA home prices
Typical home $121,236 · -2.0% in a year · income needed $35,200
The Fitzgerald, GA metro area ranks 862 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed -2.0% in a year and +23.0% over five years. With 20% down at 7.11%, the typical home costs about $822 a month including 1.07% property tax (Ben Hill County rate).
Mortgage on the typical Fitzgerald home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $24,247 | $96,989 | $652 | $0 | $169 | $822 | $35,200 |
| 10% down | $12,124 | $109,113 | $734 | $45 | $169 | $949 | $40,700 |
| 5% down | $6,062 | $115,175 | $775 | $48 | $169 | $992 | $42,500 |
| 3.5% down (FHA) | $4,243 | $119,041 | $801 | $54 | $169 | $1,024 | $43,900 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.07% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Fitzgerald area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Ben Hill County, GA | $121,152 | -2.0% | 1.07% |
What can you afford in Georgia on your salary? · Georgia home prices · Salaries in Georgia
Frequently asked questions
How much is a house in Fitzgerald?
The typical home in the Fitzgerald, GA metro area is worth $121,236 (Zillow, September 2026).
What salary do you need to buy a house in Fitzgerald?
About $35,200 a year for the typical home with 20% down at 7.11%.