Findlay, OH home prices
Typical home $239,315 · +3.7% in a year · income needed $68,900
The Findlay, OH metro area ranks 493 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed +3.7% in a year and +27.1% over five years. With 20% down at 7.11%, the typical home costs about $1,607 a month including 1% property tax (Hancock County rate).
Mortgage on the typical Findlay home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $47,863 | $191,452 | $1,288 | $0 | $319 | $1,607 | $68,900 |
| 10% down | $23,932 | $215,384 | $1,449 | $90 | $319 | $1,858 | $79,600 |
| 5% down | $11,966 | $227,349 | $1,529 | $95 | $319 | $1,943 | $83,300 |
| 3.5% down (FHA) | $8,376 | $234,981 | $1,581 | $106 | $319 | $2,006 | $86,000 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Findlay area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Hancock County, OH | $239,297 | +3.7% | 1% |
What can you afford in Ohio on your salary? · Ohio home prices · Salaries in Ohio
Frequently asked questions
How much is a house in Findlay?
The typical home in the Findlay, OH metro area is worth $239,315 (Zillow, September 2026).
What salary do you need to buy a house in Findlay?
About $68,900 a year for the typical home with 20% down at 7.11%.