Edwards, CO home prices
Typical home $1,297,196 · +2.9% in a year · income needed $346,400
The Edwards, CO metro area ranks 4 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed +2.9% in a year and +40.0% over five years. With 20% down at 7.11%, the typical home costs about $8,082 a month including 0.42% property tax (Eagle County rate).
Mortgage on the typical Edwards home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $259,439 | $1,037,757 | $6,981 | $0 | $1,101 | $8,082 | $346,400 |
| 10% down | $129,720 | $1,167,476 | $7,854 | $486 | $1,101 | $9,441 | $404,600 |
| 5% down | $64,860 | $1,232,336 | $8,290 | $513 | $1,101 | $9,904 | $424,500 |
| 3.5% down (FHA) | $45,402 | $1,273,700 | $8,568 | $574 | $1,101 | $10,243 | $439,000 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.42% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Edwards area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Eagle County, CO | $1,297,015 | +2.8% | 0.42% |
What can you afford in Colorado on your salary? · Colorado home prices · Salaries in Colorado
Frequently asked questions
How much is a house in Edwards?
The typical home in the Edwards, CO metro area is worth $1,297,196 (Zillow, September 2026).
What salary do you need to buy a house in Edwards?
About $346,400 a year for the typical home with 20% down at 7.11%.