Dumas, TX home prices
Typical home $187,536 · +4.0% in a year · income needed $56,000
The Dumas, TX metro area ranks 688 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed +4.0% in a year and +15.3% over five years. With 20% down at 7.11%, the typical home costs about $1,306 a month including 1.3% property tax (Moore County rate).
Mortgage on the typical Dumas home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $37,507 | $150,029 | $1,009 | $0 | $297 | $1,306 | $56,000 |
| 10% down | $18,754 | $168,783 | $1,135 | $70 | $297 | $1,503 | $64,400 |
| 5% down | $9,377 | $178,160 | $1,198 | $74 | $297 | $1,570 | $67,300 |
| 3.5% down (FHA) | $6,564 | $184,140 | $1,239 | $83 | $297 | $1,619 | $69,400 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.3% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Dumas area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Moore County, TX | $187,666 | +4.0% | 1.3% |
What can you afford in Texas on your salary? · Texas home prices · Salaries in Texas
Frequently asked questions
How much is a house in Dumas?
The typical home in the Dumas, TX metro area is worth $187,536 (Zillow, September 2026).
What salary do you need to buy a house in Dumas?
About $56,000 a year for the typical home with 20% down at 7.11%.