Del Rio, TX home prices
Typical home $204,784 · -4.3% in a year · income needed $62,100
The Del Rio, TX metro area ranks 617 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed -4.3% in a year and +7.6% over five years. With 20% down at 7.11%, the typical home costs about $1,449 a month including 1.43% property tax (Val Verde County rate).
Mortgage on the typical Del Rio home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $40,957 | $163,827 | $1,102 | $0 | $346 | $1,449 | $62,100 |
| 10% down | $20,478 | $184,306 | $1,240 | $77 | $346 | $1,663 | $71,300 |
| 5% down | $10,239 | $194,545 | $1,309 | $81 | $346 | $1,736 | $74,400 |
| 3.5% down (FHA) | $7,167 | $201,075 | $1,353 | $91 | $346 | $1,790 | $76,700 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.43% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Del Rio area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Val Verde County, TX | $204,781 | -4.3% | 1.43% |
What can you afford in Texas on your salary? · Texas home prices · Salaries in Texas
Frequently asked questions
How much is a house in Del Rio?
The typical home in the Del Rio, TX metro area is worth $204,784 (Zillow, September 2026).
What salary do you need to buy a house in Del Rio?
About $62,100 a year for the typical home with 20% down at 7.11%.