Danville, KY home prices
Typical home $217,745 · -1.8% in a year · income needed $61,300
The Danville, KY metro area ranks 578 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed -1.8% in a year and +28.5% over five years. With 20% down at 7.11%, the typical home costs about $1,430 a month including 0.82% property tax (Boyle County rate).
Mortgage on the typical Danville home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $43,549 | $174,196 | $1,172 | $0 | $259 | $1,430 | $61,300 |
| 10% down | $21,774 | $195,970 | $1,318 | $82 | $259 | $1,658 | $71,100 |
| 5% down | $10,887 | $206,858 | $1,392 | $86 | $259 | $1,736 | $74,400 |
| 3.5% down (FHA) | $7,621 | $213,801 | $1,438 | $96 | $259 | $1,793 | $76,800 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.82% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Danville area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Boyle County, KY | $240,277 | +0.8% | 0.82% |
| Lincoln County, KY | $198,151 | -2.9% | 0.72% |
What can you afford in Kentucky on your salary? · Kentucky home prices · Salaries in Kentucky
Frequently asked questions
How much is a house in Danville?
The typical home in the Danville, KY metro area is worth $217,745 (Zillow, September 2026).
What salary do you need to buy a house in Danville?
About $61,300 a year for the typical home with 20% down at 7.11%.