Crossville, TN home prices
Typical home $306,238 · +0.8% in a year · income needed $80,400
The Crossville, TN metro area ranks 306 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed +0.8% in a year and +29.3% over five years. With 20% down at 7.11%, the typical home costs about $1,876 a month including 0.29% property tax (Cumberland County rate).
Mortgage on the typical Crossville home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $61,248 | $244,990 | $1,648 | $0 | $227 | $1,876 | $80,400 |
| 10% down | $30,624 | $275,614 | $1,854 | $115 | $227 | $2,196 | $94,100 |
| 5% down | $15,312 | $290,926 | $1,957 | $121 | $227 | $2,306 | $98,800 |
| 3.5% down (FHA) | $10,718 | $300,691 | $2,023 | $135 | $227 | $2,386 | $102,200 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.29% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Crossville area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Cumberland County, TN | $306,289 | +0.8% | 0.29% |
What can you afford in Tennessee on your salary? · Tennessee home prices · Salaries in Tennessee
Frequently asked questions
How much is a house in Crossville?
The typical home in the Crossville, TN metro area is worth $306,238 (Zillow, September 2026).
What salary do you need to buy a house in Crossville?
About $80,400 a year for the typical home with 20% down at 7.11%.