Crestview, FL home prices
Typical home $439,733 · +0.7% in a year · income needed $119,800
The Crestview, FL metro area ranks 112 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed +0.7% in a year and +11.1% over five years. With 20% down at 7.11%, the typical home costs about $2,796 a month including 0.57% property tax (Okaloosa County rate).
Mortgage on the typical Crestview home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $87,947 | $351,786 | $2,366 | $0 | $430 | $2,796 | $119,800 |
| 10% down | $43,973 | $395,760 | $2,662 | $165 | $430 | $3,257 | $139,600 |
| 5% down | $21,987 | $417,746 | $2,810 | $174 | $430 | $3,414 | $146,300 |
| 3.5% down (FHA) | $15,391 | $431,768 | $2,905 | $194 | $430 | $3,529 | $151,200 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.57% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Crestview area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Okaloosa County, FL | $352,929 | +0.9% | 0.57% |
| Walton County, FL | $660,738 | +0.9% | 0.45% |
What can you afford in Florida on your salary? · Florida home prices · Salaries in Florida
Frequently asked questions
How much is a house in Crestview?
The typical home in the Crestview, FL metro area is worth $439,733 (Zillow, September 2026).
What salary do you need to buy a house in Crestview?
About $119,800 a year for the typical home with 20% down at 7.11%.