Crescent City, CA home prices
Typical home $361,200 · -1.1% in a year · income needed $99,000
The Crescent City, CA metro area ranks 205 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed -1.1% in a year and +6.3% over five years. With 20% down at 7.11%, the typical home costs about $2,309 a month including 0.61% property tax (Del Norte County rate).
Mortgage on the typical Crescent City home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $72,240 | $288,960 | $1,944 | $0 | $365 | $2,309 | $99,000 |
| 10% down | $36,120 | $325,080 | $2,187 | $135 | $365 | $2,688 | $115,200 |
| 5% down | $18,060 | $343,140 | $2,308 | $143 | $365 | $2,817 | $120,700 |
| 3.5% down (FHA) | $12,642 | $354,657 | $2,386 | $160 | $365 | $2,911 | $124,800 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.61% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Crescent City area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Del Norte County, CA | $361,100 | -1.1% | 0.61% |
What can you afford in California on your salary? · California home prices · Salaries in California
Frequently asked questions
How much is a house in Crescent City?
The typical home in the Crescent City, CA metro area is worth $361,200 (Zillow, September 2026).
What salary do you need to buy a house in Crescent City?
About $99,000 a year for the typical home with 20% down at 7.11%.