Craig, CO home prices
Typical home $299,223 · -0.4% in a year · income needed $79,700
The Craig, CO metro area ranks 321 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed -0.4% in a year and +34.3% over five years. With 20% down at 7.11%, the typical home costs about $1,859 a month including 0.4% property tax (Moffat County rate).
Mortgage on the typical Craig home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $59,845 | $239,379 | $1,610 | $0 | $248 | $1,859 | $79,700 |
| 10% down | $29,922 | $269,301 | $1,812 | $112 | $248 | $2,172 | $93,100 |
| 5% down | $14,961 | $284,262 | $1,912 | $118 | $248 | $2,279 | $97,700 |
| 3.5% down (FHA) | $10,473 | $293,804 | $1,976 | $132 | $248 | $2,357 | $101,000 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.4% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Craig area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Moffat County, CO | $299,145 | -0.4% | 0.4% |
What can you afford in Colorado on your salary? · Colorado home prices · Salaries in Colorado
Frequently asked questions
How much is a house in Craig?
The typical home in the Craig, CO metro area is worth $299,223 (Zillow, September 2026).
What salary do you need to buy a house in Craig?
About $79,700 a year for the typical home with 20% down at 7.11%.