Cordele, GA home prices
Typical home $140,028 · +3.7% in a year · income needed $40,700
The Cordele, GA metro area ranks 836 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed +3.7% in a year and +19.5% over five years. With 20% down at 7.11%, the typical home costs about $949 a month including 1.08% property tax (Crisp County rate).
Mortgage on the typical Cordele home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $28,006 | $112,023 | $754 | $0 | $196 | $949 | $40,700 |
| 10% down | $14,003 | $126,025 | $848 | $53 | $196 | $1,096 | $47,000 |
| 5% down | $7,001 | $133,027 | $895 | $55 | $196 | $1,146 | $49,100 |
| 3.5% down (FHA) | $4,901 | $137,492 | $925 | $62 | $196 | $1,183 | $50,700 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.08% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Cordele area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Crisp County, GA | $140,028 | +3.7% | 1.08% |
What can you afford in Georgia on your salary? · Georgia home prices · Salaries in Georgia
Frequently asked questions
How much is a house in Cordele?
The typical home in the Cordele, GA metro area is worth $140,028 (Zillow, September 2026).
What salary do you need to buy a house in Cordele?
About $40,700 a year for the typical home with 20% down at 7.11%.