Columbus, IN home prices
Typical home $274,091 · +2.5% in a year · income needed $76,400
The Columbus, IN metro area ranks 382 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed +2.5% in a year and +29.5% over five years. With 20% down at 7.11%, the typical home costs about $1,783 a month including 0.75% property tax (Bartholomew County rate).
Mortgage on the typical Columbus home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $54,818 | $219,272 | $1,475 | $0 | $308 | $1,783 | $76,400 |
| 10% down | $27,409 | $246,681 | $1,659 | $103 | $308 | $2,070 | $88,700 |
| 5% down | $13,705 | $260,386 | $1,752 | $108 | $308 | $2,168 | $92,900 |
| 3.5% down (FHA) | $9,593 | $269,126 | $1,810 | $121 | $308 | $2,239 | $96,000 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.75% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Columbus area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Bartholomew County, IN | $274,111 | +2.5% | 0.75% |
What can you afford in Indiana on your salary? · Indiana home prices · Salaries in Indiana
Frequently asked questions
How much is a house in Columbus?
The typical home in the Columbus, IN metro area is worth $274,091 (Zillow, September 2026).
What salary do you need to buy a house in Columbus?
About $76,400 a year for the typical home with 20% down at 7.11%.